Criteria Needed For Sellers / Landlords

1. APPLICATION: Located on reverse side of this paper, fill out completely!
2. CREDIT REPORT: Current Credit Score – Most will require Tri-Merge Report (All 3 Bureaus; Transunion, Experian, & Equifax). You can look up your credit score & report at one of the sites listed below:
   • AnnualCreditReport.com
   • CreditKarma.com
   • ThinkCreditreport.com
3. CREDIT SCORE: If below “600”, you will need a letter with the following information:
   • Explanation for your current credit score
   • Steps you are taking to improve your current score
4. COPY OF DRIVER’S LICENSE OR PASSPORT
5. JOB HISTORY: You will need 2 weeks pay stub OR a letter from your employer stating:
   • Length of time employed with company
   • Hourly or Annual amount you are paid
   • Your current AND future standing position with the company
6. BANKRUPTCY OR FORECLOSURE: If one or both apply to you, the following is needed:
   • Dates of Discharge (a copy of Discharge is best) and/or date of Sheriff Sale.
7. LETTER OF EXPLANATION: This can clarify cause of Bankruptcy and/or Foreclosure, rental issues or past issues with credit, job, medical or family etc. This helps Landlord/Owner better understand your situation.
8. RENTING: If you are currently renting, you will need a letter from your landlord specifying:
   • Payment History – Any late payments or always paid on time?
   • Tenant History – Were all lease requirements fulfilled?
   • Departure – Is Tenant leaving on good terms? If not, explanation is needed.
9. TAX RECORDS: If you are self-employed, you will need 2 years of tax returns. These are excellent to have for all Sellers, or Landlords.
10. DEPOSIT: You will need a Cashier’s Check made out to “Real Living Kee Realty” for 50% of the first month’s rent. Security deposits must be paid before move-in date. It is your responsibility to discuss additional deposit money with your realtor
11. CREDIT SCORE IMPROVEMENT
    CMAC (Credit mentoring & consulting) Christina (Owner) or Joshua 1-937-306-6457